Loans online

Moneyveo

0%

daily rate

30 days

term

15000 UAH

Max amount

  • instant decision on granting a loan (within 1 minute);
  • transparent conditions for obtaining a loan;
  • high percentage of approval of applications

CCLoan

0,01%

daily rate

45 days

term

4000 UAH

Max amount

  • low percent;
  • loan decision within 10 minutes
  • certificates, pledges and guarantors are not required

ШвидкоГроші

2%

daily rate

28 days

term

10000 UAH

Max amount

  • Without collateral and guarantors
  • No hidden fees or commissions
  • works on the market for 9 years

Money4You

0,01%

daily rate

30 days

term

5000 UAH

Max amount

  • No hidden fees or commissions
  • the possibility of early repayment of the loan without additional fees
  • the possibility of extending the loan repayment period

MILOAN

0,01%

daily rate

30 days

term

15000 UAH

Max amount

  • High level of approval
  • 100% online process
  • Convenient extension

CreditPlus

0,01%

daily rate

30 days

term

5000 UAH

Max amount

  • 100% online process
  • no need for copies of documents;
  • early repayment without additional fees;

Credit7

0,01%

daily rate

30 days

term

5000 UAH

Max amount

  • Transparent loan conditions
  • Speed - get money in 7 minutes
  • Simple and clear conditions

SOS Credit

0,99%

daily rate

30 days

term

10000 UAH

Max amount

  • simple - no lines or bureaucracy
  • transparent - there are no hidden fees and commissions;
  • safe - all financial transactions and customer data are protected.

CreditKasa

0,1%

daily rate

27 days

term

10000 UAH

Max amount

  • without collateral and guarantors
  • without income statement
  • money issued for any purpose

KF.ua

1,99%

daily rate

30 days

term

4000 UAH

Max amount

  • simple - no queues and references;
  • mobile - obtaining a loan on any bank card;
  • safe - all financial transactions and customer data are protected.

Є-Гроші

0%

daily rate

31 days

term

5000 UAH

Max amount

  • fast - the decision is made up to 5 minutes
  • convenient - credit to your card without leaving
  • honest and transparent - without hidden overpayments and commissions

Global Credit

0,01%

daily rate

30 days

term

5000 UAH

Max amount

  • the absence of masked commissions,
  • minimum requirements for obtaining a loan
  • instant credit to any card.

GoFingo

1,85%

daily rate

30 days

term

7000 UAH

Max amount

  • easy to fill in form;
  • lack of hidden fees and commissions
  • 10 minutes to review the application

ЄвроГроші

1,9%

daily rate

31 days

term

4000 UAH

Max amount

  • lack of hidden fees and commissions
  • 10 minutes to review the application
  • security - all personal data is protected in accordance with international information security standards.

MyCredit

0,01%

daily rate

35 days

term

5000 UAH

Max amount

  • the ability to pay the loan in installments
  • the ability to repay a loan at any time
  • lack of hidden fees, commissions

Dinero.ua

0%

daily rate

20 days

term

3000 UAH

Max amount

  • the opportunity to get a loan in 5 minutes
  • Dinero service operates 24/7, without days off and holidays.
  • money is credited to the card within 2 minutes after the approval of the loan;

БыстроЗайм

0,01%

daily rate

30 days

term

10000 UAH

Max amount

  • 10 min solution
  • Minimum Documents
  • No call to relatives

AlexCredit

0,01%

daily rate

30 days

term

3000 UAH

Max amount

  • loan processing without collateral and guarantors;
  • no hidden fees;
  • second loan up to 12 000 UAH.

An online credit card is a quick and easy way to solve temporary financial difficulties. Previously, in order to get a loan, a potential borrower had to go to a bank branch, fill out a long application form, providing exhaustive information about himself, his place of work, financial condition and relatives, and then languish for another hour and a half in anticipation of an answer on a loan application . With the development of the lending market in Ukraine, microfinance organizations (MFIs) began to appear, offering Ukrainians an alternative to bank loans - so called short-term microloans, which you can draw up and calculate on the Internet at the site of the payment service Portmone.com.

Advantages and disadvantages of microloans

Today, over 600 microfinance companies and services are represented on the Ukrainian market, and their number continues to increase. This is facilitated by several factors that can be safely attributed to the advantages of MFIs:

  • Transparent rates

    Using microloans, clients can be sure of the absence of hidden fees and commissions, while the bank may be silent about compulsory insurance and the amount of commission for servicing a loan and depositing money into a current account.

  • Minimum requirements for borrowers

    Unlike banks, MFIs put forward less stringent requirements for potential borrowers. The opportunity to apply for a loan is available to any Ukrainian between the ages of 18 and 65, without having to provide guarantor contacts (assume responsibility for repaying the loan if the borrower cannot do this) and there is no need for an official salary. In addition, credit organizations guarantee a loan in 95% of cases, that is, the number of failures is minimal.

  • 24 hours work schedule

    All microfinance organizations provide their services 24/7. This means that you can take an online loan in Ukraine at any time of the day, regardless of your location. MFIs also provide round-the-clock support to their clients.

  • Quick decision making

    A user who has applied for a consumer loan through the Portmone.com website, on average, receives a decision within 10-15 minutes. For comparison, consideration of a loan application in a bank can take from several hours to several days, so a microloan is an ideal solution for those who urgently need money.

  • Simplicity of design

    After receiving a positive response, the client does not need to sign a stack of contracts - the money is automatically credited to his bank card. The only condition is that the card must be valid.

  • Loan extension

    MFIs offer their clients the opportunity to extend the loan term, and in most cases the number of prolongations is unlimited (the main thing is to pay interest on time).

The disadvantages of microloans are considered:

  • High interest for using a loan

    The cost of a loan in an MFI is much higher than a bank loan. This is due to high risks of loan defaults. However, microfinance companies often hold shares that allow them to get an interest-free loan.

  • Short loan term

    The minimum loan term is 30 days, while the maximum - rarely exceeds 3-12 months.

  • Small loan amounts

    MFIs rarely provide loans in excess of UAH 15,000–20,000, and when it comes to the first loan, the amount may not exceed UAH 2,000–3,000.

What happens if you pay a loan late?

If the loan is not paid on time, the MFI will charge interest, which may vary between 2-5% of the amount of the loan for each day of delay. It is also worth remembering that unpaid loans on time can lower the credit rating and even become the reason why the borrower will be prohibited from traveling abroad, and this will have to be regulated in court.

Why we recommend taking a loan through Portmone.com

The Portmone.com website contains offers from only proven and well-established microfinance organizations. Among the best partners are:

  1. Moneyveo
  2. KreditKasa
  3. GoFingo
  4. ШвидкоГроші
  5. Dinero
  6. CCloan

How to repay an MFI loan?

The fastest and easiest way to fully repay or make a planned loan payment is to use the services of the Portmone.com service. To do this, you need to perform just a few actions in the system:

  1. go to the service catalog and select the “Loans” section;
  2. choose the right credit institution or bank;
  3. fill in the payment data required for the operation;
  4. specify payment card details;
  5. confirm the payment.

Portmone guarantees the confidentiality and security of payments, which is confirmed by the presence of the international PCI DSS certificate.

About service

Portmone.com does not provide lending services. This is a resource that provides information about loan offers throughout Ukraine, potential borrowers can use the service to find, compare and choose suitable options. Portmone.com does not control and is not responsible for the actions and data of credit organizations. The resource receives official information on loan conditions from representatives of microfinance players.

If you need to obtain detailed information about loans and their conditions, as well as if you have any questions or difficulties in the process of obtaining a loan, please contact the organization that provides this service.

Before using the service, we recommend you carefully study the conditions of each loan in order to choose the right one. In addition, before signing an agreement with a microfinance organization, be sure to familiarize yourself with all the details and conditions of the operation. This will help to avoid misunderstandings in the future.

Please note that some credit organizations may charge increased fees if the borrower delayed or missed a loan payment.