Online Loan via BankID

What is BankID?

BankID is a modern remote identification service developed by the National Bank of Ukraine (NBU) and regulated by NBU Resolution No. 32 dated March 17, 2020. The system allows banks, microfinance organizations (MFOs), and other financial services to securely verify a client's identity online, without the need for a personal visit to a branch or company office.

Thanks to the Portmone payment system and BankID technology, users can instantly complete verification and receive funds on their card in literally just a few minutes. All operations are protected by modern security protocols, and the transfer of personal data is carried out in encrypted form.

What is necessary to get a loan via BankID?

To take advantage of BankID capabilities, the client does not need to collect paperwork or undergo lengthy checks. It is enough to have:

• A card from any bank in Ukraine connected to the BankID system (the entire list of banks supporting BankID can be viewed here);
• Internet access and a mobile phone to confirm transactions.

These simple requirements allow you to get an online loan as quickly and conveniently as possible. The BankID system transfers only the necessary data for borrower identification to the credit organization, which eliminates the risk of errors or fraud.

Thus, the entire process takes a matter of minutes, and the probability of urgently getting a loan without rejection is significantly higher than with a standard application submission.

How to apply for a loan via BankID using Portmone

Using the Portmone service, you can urgently and comfortably select a microfinance organization with the most attractive loan terms. To do this, you need to perform just a few steps:

1. Go to the "Loans" section and select "Apply for a Loan."
2. Review the list of available MFOs and choose the one whose lending terms suit you best. Click "Apply" and wait for the system to redirect you to the website of the chosen financial company.
3. Authorize on the MFO's website, specify the desired loan term and amount, and then fill out a short application form.
4. Pass verification using BankID and submit the form for review.
5. In case of positive review, all that remains is to sign the loan agreement and receive the money on your card.

Funds can be received on cards from payment systems such as "Prostir," Mastercard, and VISA. It is also important to note that all financial companies presented on the Portmone website or in the mobile application (including new MFOs) provide services strictly within the framework of current legislation and comply with the requirements of NBU Regulation No. 153 dated December 24, 2021, which regulates the process of licensing and conducting financial services activities.

Portmone guarantees a high level of security—the service complies with NBU requirements and international PCI DSS standards, making money transactions maximally protected and reliable.

When can you get a loan?

One of the main advantages of applying for a loan via BankID is the 24/7 availability of the service. Even if some microfinance organizations only provide loan issuance decisions during working hours, you can submit a loan application without rejection at any time of the day, including weekends and holidays.

Using the Portmone service, you can not only select and apply for online loans (for example, a payday loan) and view all new MFOs, but also pay for thousands of different services and transfer money from one card to another, spending minimum effort and time.